Consists of Surety Loan (Unsecured), Crop Loan, Vehicle Loan, Gold Loan, Loan Against
Deposit (like, FD, RICC / CC) Loan Ledgers & various types of reports.
- ELIGIBILITY
Individuals , Proprietorship, Partnership firms , Agriculturists Directors/Employees
of the Corporates etc.
- QUANTUM OF
FINANCE
Can be parameterised as per the scheme (like 70% to 90% of the Market Value of Gold
oranaments pledged)
- REPAYMENT
Can be parameterised as per the scheme guidelines (Single payment [bullet payment]
or in EMIs)
Rate of Interest : -
- SERVICE CHARGES
Can be parameterised as applicable
- DOCUMENTS
REQUIRED
- Address Proof, ID Proof, Income Proof (like Salary Certificate, IT return)
- Creation of Lien on Vehicle in RC Book
- Vehicle insurance
- Valuation report (for 2nd Hand Vehicle)
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