Modules included in our Easy Banking Software : -
Each module has been designed to cover a wide range of activities. Apart from comprehensive
master details each module covers all transactions chronologically and systematically.
A bird's eye view of the coverage of the modules is presented below.
- Membership Management : -
Enables customer to enroll as Member, Non-Member, Associate Member and Nominal Member
and it consists of Enrollment, member assets
and liability details :
- Member Profiles Queries(Share,Deposits,Loans
of the member).
- Photos & signatures of members are stores in
data base are accessible when ever required
- Closing of Membership.
- Member Address lists
- Reports.
- Share Accounting : -
It enables issue of shares, withdrawal of shares, dividend calculation and posting,
consolidate dividend report and share register, any time.
- Issuing of shares.
- Issuing of additional shares.
- Dividend calculation and payment.
- Withdrawal of shares.
- Share Register.
- Reports.
- Operational Accounts : -
It consists of SB
- Account opening.
- Transactions (credit/Withdrawal by cash).
- Transfers (transfer to/from S.B. Accounts).
- Transaction maintenance taking care of minimum
balance in account.
- Interest calculation & posting.
- Schedule.
- Execution of standing instructions.
- Photo & Signature of the member available and
accessible at the time of each withdrawal transaction for verification.
- Pass sheet printing.
- Account closing.
- Reports.
- Term Deposits : -
Consists of FD, RD, RICC, Cash Certificate, Pigmy and Thrifts deposits
- Account opening.
- Deposit Receipt printing.
- Interest calculation and posting.
- Closing before maturity (Pre Closure).
- Closing on maturity.
- Transfer of Term Deposit Interest to SB,RD.
- Deposits Renewals.
- Reports.
- Deposit Maturity Report.
- Interest Provisions.
- Loans and Advances : -
Consists of Surety Loan (Unsecured), Crop Loan, Vehicle Loan, Gold Loan, Loan Against
Deposit (like, FD, RICC / CC) Loan Ledgers &
various types of reports.
- Loan sanctioning.
- Loan disbursement.
- Creation Loan Parameters by user.
- Borrower and Surety Details.
- Interest calculation and posting as per the
loan schemes.
- Interest Provisions for annual financial year.
- Transfer entries from SB, Shares and Dividend
are possible.
- Loan repayment.
- Loan Charges posting.
- Loan closure.
- Penalty Interest.
- Loan Ledger view.
- Loan Schedule for Different Amount, ROI, Periods.
- Reports.
- Loan Balance pass sheet.
- Monthly Demand collection Balance report.
- Overdue report.
- NPA report.
- Standing Instructions : -
Carrying out of Standing Instruction on day-to-day basis and monitoring of Standing
Instruction, cancellation, etc.
- Define Standing Instruction.
- Processing and posting.
- Status of Standing Instruction.
- Reports.
- Cash Transaction : -
Internally updating daybook entries like Receipts, Payments, and Transfers between
accounts can be updated internally through the respective modules, direct vocher
entries to the G/L are possible
- Receipts and Payments.
- Cashier Scroll.
- Cash Register.
- Bank reconciliation.
- Dav book and Trial Balance : -
It includes subsidiary daybook; cash transfer in respect of each account head with
abstract no. of vouchers
- Day Book.
- Trial Balance.
- Subsidiary day book.
- General Ledger & Financial Statements :-
Contains summary of transaction in each head of account for a given period and it
always tallies with Balance Sheet figures
- Pass sheet printing.
- General Ledger.
- Receipt and Payment account.
- Profit and Loss account.
- Balance Sheet.
- M.I.S : -
Enables management to take quicker and effective online decisions.
- New Members enrolled.
- Memberships closed.
- New Shares issued.
- Shares surrendered.
- List of Members and Associate Members.
- Dividend released.
- Member/Non-Member profile.
- Savings Bank Accounts opened.
- Savings Bank Accounts closed.
- Savings Bank Accounts list with details.
- Account-wise interest paid on Savings Bank Deposits.
- Term Deposits (FD,RD, Cash certificates) opened
and closed.
- Interest paid on Term Deposits.
- Term Deposits due for maturity during any specified
period.
- RD Accounts with installment overdue.
- Term Deposits renewed.
- Loan Accounts opened.
- Loan Accounts closed.
- Interest collected on Loan Accounts.
- Loan Installment overdue.
- Balance Sheet.
- Income and Expenditure.
- Indirect liability of a member.
- Cost of funds.
- Yield on advances.
- Customizable Reports.
- Drill down facility.
- Assets and liability of a member.
- System Administration: -
Administration of entire computerized environment includes User Management. Password
Management, Day-End, Day-Begin and back-up activities.
- User creation.
- Roll creation.
- Day-End.
- Day - Begin.
- Back- up & restore.
- Change of Password.
- Initialization and configuration : -
Initialization of various parameters
- Calendar.
- Define GL Account.
- Define GL Group.
- Share parameter.
- Loan parameter.
- Deposit slab and parameter.
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