Micro Small Enterprises Loan Software in India

Micro and Small Enterprises Loan Software Details

Finance to Traders/Service Providers/Professional & Self Employed

Target Group
To meet the credit requirements of all type of traders/service providers/Professional & Micro and Small Enterprises (MSE) in Manufacturing and Service sector
Eligibility
All type of traders/service providers/Professionals etc
Eligibility and Loan Amount
Based on the project cost/projected turnover

Nature of Facility : -

Loans/Overdrafts

Security
- As per scheme guidelines
- Charge on the assets created out of the Finance like Hypothecation of stock
- Collateral security if any like mortgage of property, Pledging of NSCs, Assignment of LIC Policies etc
Repayment
- As per scheme guidelines
- For loans normally 3 to 7 years
- Overdraft account to be renewed once in a year
Interest rate
- As per scheme guidelines

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